Chapter 1636 - 660: Fear

Chapter 1636: Chapter 660: Fear

Cui Juncai looked shocked, as if only at this moment did he remember to check the contents of the agreement.

After a quick glance, the joy that initially filled his eyes suddenly froze, turning into suspicion, anger, confusion, and a trace of fear.

"What... what does this mean..."

As Cui Juncai mumbled, Zhou Wang did not say a word, simply picked up the teacup on the table and took a light sip.

Explaining such matters was beneath his current stature, and naturally, it was up to Sura beside him to handle it.

With a professional smile, Sura spoke to Cui Juncai in standard Korean, unhurriedly:

"Our boss has some money deposited with Miss Cui Min’er, totaling 620 million Korean Won. According to our investigation, this money has been embezzled by you, Mr. Cui Juncai, which is the origin of this IOU."

"I didn’t, I... I thought it was Min’er’s money, I knew nothing about it!"

Cui Juncai instinctively threw the pen aside, as if electrified, and defended himself.

Min’er’s mother, who initially wore a smile, finally realized what was happening, immediately turning panicked and uneasy.

Min’er’s grandmother’s expression was somewhat complex, but in the end, she said nothing and silently helped Zhou Wang refill his tea.

"Whether you knew or not, the fact remains that you embezzled the money."

Sura was very patient, trying to explain with words avoiding legal terms, "Cui Min’er is still a student, and knowing that she has no corresponding income, you embezzled the money without considering the consequences, which is the price you have to pay."

"Min’er, Min’er... Say something!"

Though Sura’s tone was gentle, Cui Juncai, after glancing at the two black-suited bodyguards who somehow appeared in the room, felt an inexplicable fear. He dared not continue arguing with Sura and could only turn a pleading gaze to his daughter.

Since Zhou Wang had informed her in advance, Cui Min’er roughly knew what Zhou Wang was planning.

And Cui Min’er understood better that if she wanted to be with Zhou Wang long-term, the "hidden dangers" within her family needed to be removed. This was also the advice she received from Su Yajing during their video call last night.

So, when her parents looked over one after another, although Cui Min’er felt miserable, she still resolutely closed her eyes, turned her head aside, pretending not to hear Cui Juncai’s plea for help.

Before Cui Juncai could further pull Cui Min’er, Sura spoke again calmly:

"Mr. Cui Juncai, even Miss Cui Min’er does not have control over this money. As I told you, it belongs to our boss, Mr. Zhou Wang, which means that whether Miss Cui Min’er pleads for you or not, it will not change any result."

"Your only choice now is to sign and acknowledge this debt."

Saying this, Sura pushed the agreement back in front of Cui Juncai and stated confidently, "Believe me, Mr. Cui Juncai, this is already the most favorable outcome for you... If you choose not to sign, the consequences you face may exceed your imagination."

This last sentence was originally unnecessary, but considering that Cui Min’er’s parents appeared to be extremely low-educated, bottom-tier people, Sura worried that they might not understand her implicit meaning, thus she added another sentence.

"I... if I sign, how long will I need to repay this debt?"

Cui Juncai stammered a bit, as he hadn’t really looked into the content of the debt agreement earlier, so he asked.

"That’s why our boss called this agreement a ’gift’."

Sura glanced at Zhou Wang, who was casually chatting with Cui Min’er’s grandmother, and sighed at this moment, "Because this agreement does not specify a mandatory repayment time, meaning you have ample time to slowly repay this debt."

No repayment deadline?

The deep-rooted fear of the upper class made Cui Juncai not dare to defy Zhou Wang, so he was already somewhat desperate, yet upon hearing Sura’s words, his mind immediately became lively again.

Doesn’t this mean that the money is essentially given to him?

Although most of the money was lost to gambling as soon as it came into his hands, at least one or two billion Korean Won remained in his account, which would be enough for him to squander for quite a while if spent sparingly.

"So, I can repay whenever I want?"

Still not entirely reassured, Cui Juncai tentatively asked again, even considering pulling out his phone to record the conversation to prevent Sura from reneging later.

"Of course, that is your freedom."

Sura maintained a smile, "As Miss Cui Min’er’s father, given the special affection our boss has for Miss Cui Min’er, he does not intend to pressure you too much, which is why the boss calls this a ’gift.’"

"That’s wonderful, thank you, beautiful lady, thank you, Chairman Zhou, you are truly a generous person..."

With joy reappearing on his face, Cui Juncai expressed his gratitude repeatedly, unsure of how many honorifics he used.

However, at this moment, Sura glanced at him with pity, as if saying "you’re celebrating too soon."

"Mr. Cui Juncai, although there is no repayment deadline, it doesn’t mean there is no interest."

"Interest?" Cui Juncai’s smile stiffened, "Wh- what do you mean..."

"Under normal loan agreements, interest is naturally attached."

Sura explained matter-of-factly, "But as mentioned, considering personal reasons, the boss intends only to have you repay at the legal minimum interest rate. Based on the current bank credit loan rate, the mid-range rate is an annual interest rate of 5%."