Chapter 1119 - 1119: Merciless Master

"Classmate Lin, are you wondering why everyone is so quiet?"

Li Yi'er spoke softly.

"Hmm?"

Lin Feng looked over with a face full of confusion.

"I'll tell you, this professor's surname is Luo, and she's known as Merciless Master!"

"Now you should understand, right?"

Li Yi'er spoke quietly, not looking directly at the podium.

"Uh..."

"This... Merciless... Master..."

Lin Feng was speechless...

He didn't know what to say.

"Class begins..."

At this moment, Merciless Master...

Oh, Professor Luo walked up to the podium, shouting expressionlessly.

"Good morning, professor!"

Everyone stood up and shouted loudly!

"Good morning, students."

Professor Luo said casually.

"Wham..."

Everyone immediately sat back down.

"Next, I'll take attendance. Anyone absent will be marked as skipping class!"

Professor Luo held the attendance list, speaking nonchalantly.

"Uh..."

"So harsh?"

Lin Feng muttered quietly.

Then Professor Luo started calling out names.

Of course, Lin Feng's name wasn't on the list.

After calling the roll, Professor Luo began the lecture!

Lin Feng glanced around the whole classroom, noticing everyone sitting straight, attentively listening to the lecture.

No one dared to talk or make any small movements!

...

"I'll randomly select a student to share their personal understanding of what was just discussed!"

Merciless Master Professor Luo suddenly paused, speaking up.

"Swoosh..."

Merciless Master swept her gaze over everyone's faces, and everyone instinctively recoiled slightly!

It seemed everyone was afraid of being called upon!

After scanning the room, Merciless Master landed her gaze on Lin Feng, who was sitting next to Zhang Yuxi!

"You there, please stand up and answer the question!"

Merciless Master pointed at Lin Feng and spoke.

"Whew..."

Those who weren't called breathed a sigh of relief.

Lin Feng was a bit surprised, was she calling him??

He pointed to himself, looking at Merciless Master, indicating whether she was calling him?

"Yes, that's right, you!"

"By the way, student, what's your name?"

Merciless Master asked casually.

"Uh..."

"Merc... Oh, Professor Luo, my name is Lin Feng!"

Lin Feng stood up and said.

"Hmm?"

"Lin Feng??"

"It seems your name is not on the list?"

Merciless Master listened to Lin Feng's unfamiliar name and thought for a moment before speaking.

Everyone looked at Lin Feng, curious about him!

Some had attended the freshman welcome event, so they knew who Lin Feng was, but they were also curious about why he was here today!

Was he really just here to accompany the goddess in class?

Seeing everyone looking at him, Lin Feng wasn't nervous and met Merciless Master's puzzled gaze directly!

"Yes, Professor Luo."

"Today is my first day attending class!"

Lin Feng spoke calmly.

"Hmm???"

"Why is today your first day attending class?"

Merciless Master asked with a serious expression.

Hearing Lin Feng say it was his first day, Merciless Master was even more puzzled!

"Uh..."

"Professor Luo, I'm a freshman in the computer science major and just applied for a minor in financial management, so today is my first day attending the class!"

Lin Feng explained slowly to Merciless Master.

"Oh..."

"I see, then you don't have to answer this question, just listen to the class to get familiar for now!"

Merciless Master nodded and said.

Everyone was stunned, looking at Merciless Master in disbelief; it was rare for her to be so accommodating!

They looked at Lin Feng again, extraordinarily surprised!

Was it because of his high looks that he got special treatment???

"Uh..."

"Professor Luo, I don't mind trying to answer the question!"

"If I'm wrong, please forgive me!"

Lin Feng spoke up directly.

"Oh???"

"Alright, go ahead with your thoughts!"

Merciless Master was stunned for a moment and spoke with curiosity.

"Okay, Professor Luo!"

Lin Feng replied.

Then Lin Feng looked at the question on the board:

"Regarding the future trends and direction of the development of the financial industry and the currency market!"

Lin Feng looked at it for a minute and had a general idea in his mind!

For him, who had been reborn, the question was somewhat interesting!

After all, he knew and understood some of the trends of future world development!

"Professor Luo, then I'll say some of my humble views!"

"Before talking about the financial industry, we have to discuss the current scientific and technological developments. With the advancement of technology, technology has now been applied to our daily lives, and it's closely related to everyone!"

"For example, the mobile phones and computers we use now are becoming more and more convenient, everyone has a mobile phone, and it's extremely convenient!"

"This shows that technology has been applied to various industries and fields, including finance!"

Lin Feng paused here.

And Merciless Master listened, her eyes lighting up, signaling him to continue!

"Therefore, the future development of the financial industry must align with the overarching trend of integrating with technology!"

"Personally, I think there are four major development trends in the financial industry: First is integration and cross-industry expansion as sources of innovation."

"Traditional financial institutions' industries and services can be divided into four levels: The first level is basic investment products like deposits and loans; the second level involves health, finance, and real estate; the third level includes services like insurance, education, travel, and social platforms; the fourth level encompasses coupons, tickets, product comparisons, and shopping reviews."

"So cross-industry is the future trend."

"Second, comprehensive digital channels ensure users come first."

"The growth of purely digital users will accelerate, and many in Huaxia's banking, insurance, and securities industries are not fully digitized yet."

"Third, leveraging new technology redefines business and enhances competitive advantage."

"Examples like AI, IoT, and robotics: AI provides accurate marketing and personalized services and improves efficiency."

"IoT enables contextual services, innovative insurance, and asset management; robots can serve as investment advisors, customer service, enhance efficiency, and implement digital assets, equity, and debt trading financial services."

"Fourth, more investment will be allocated to security and compliance."

"Hence, the future of the financial industry will undoubtedly move towards digitalization, informatization, and diversification!"

"Traditional financial industries must adapt, or they'll be eliminated!"

"And the currency market will inevitably trend towards digitization, speedy, and convenient payments!"

"Professor Luo, these are some of my personal views and understandings!"

Lin Feng spoke slowly and confidently.

"Hiss..."

Silence...

The entire classroom was silent!

Even after Lin Feng finished speaking, it remained silent!

What Lin Feng said was like clouds above their heads, yet it felt very reasonable, quite impressive!

They felt informed and awed without understanding!!

While his classmates couldn't understand it, Merciless Master Professor Luo did!

She was completely stunned!

Initially, she was just listening casually, but she didn't expect Lin Feng to express such insights!